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CARDIOL THERAPEUTICS INC. CONDENSED INTERIM FINANCIAL STATEMENTS THREE AND SIX MONTHS ENDED JUNE 30, 2021 (EXPRESSED IN CANADIAN DOLLARS) (UNAUDITED) Cardiol Therapeutics Inc. Condensed Interim Statements of Financial Po

Key Takeaway: CARDIOL THERAPEUTICS INC. CONDENSED INTERIM FINANCIAL STATEMENTS THREE AND SIX MONTHS ENDED (EXPRESSED IN CANADIAN DOLLARS) Cardiol Therapeutics Inc. Condensed Interim Statements of Financial Position (Expressed in Canadian Dollars) As at June 30, 2021 As at December

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CARDIOL THERAPEUTICS INC.
CONDENSED INTERIM FINANCIAL STATEMENTS
THREE AND SIX MONTHS ENDED
(EXPRESSED IN CANADIAN DOLLARS)
Cardiol Therapeutics Inc.
Condensed Interim Statements of Financial Position
(Expressed in Canadian Dollars)
As at June 30, 2021 As at December 31, 2020
ASSETS
Current assets
Cash and cash equivalents (note 3) $ 32,719,238 $ 14,025,187
Accounts receivable 113,524 5,793
Other receivables 570,660 214,130
Prepaid expenses (note 12) 2,173,208 347,808
Prepaid inventory (note 11(iv)) 339,051 339,051
Inventory - 17,968
Total current assets 35,915,681 14,949,937
Non-current assets
Property and equipment (note 4) 412,535 479,554
Intangible assets (note 6) 421,468 463,690
Total assets $ 36,749,684 $ 15,893,181
EQUITY AND LIABILITIES
Current liabilities
Accounts payable and accrued liabilities (note 12) $ 2,874,803 $ 2,466,262
Current portion of lease liability (note 5) 52,203 51,915
Total current liabilities 2,927,006 2,518,177
Non-current liabilities
Lease liability (note 5) 85,255 104,651
Total liabilities 3,012,261 2,622,828
Equity (deficiency)
Share capital (note 7) 85,526,589 51,923,471
Warrants (note 9) 5,090,206 4,460,728
Contributed surplus (note 8) 10,471,038 8,765,773
Deficit (67,350,410 ) (51,879,619 )
Total equity (deficiency) 33,737,423 13,270,353
Total equity (deficiency) and liabilities $ 36,749,684 $ 15,893,181
The accompanying notes to the unaudited condensed interim financial statements are an integral part of these financial statements.
Commitments (notes 6 and 11)
Subsequent event (note 14)
Approved on behalf of the Board:
Cardiol Therapeutics Inc.
Condensed Interim Statements of Loss and Comprehensive Loss
(Expressed in Canadian Dollars)
Three Months Ended June 30, 2021 Three Months Ended June 30, 2020 Six Months Ended June 30, 2021 Six Months Ended June 30, 2020
Revenue
Sales $ 78,760 $ - $ 78,760 $ -
Operating expenses (note 12)
Administration $ 1,427,133 $ 714,185 $ 2,846,721 $ 1,393,730
Depreciation of property and equipment (note 4) 33,510 36,337 67,019 71,580
Amortization of intangible assets (note 6) 21,111 21,111 42,222 42,222
Corporate communications, marketing and investor relations 1,561,943 216,865 3,140,622 664,237
Research and development 1,899,860 818,059 4,509,065 1,402,312
Salaries and benefits 591,869 648,861 1,722,078 1,160,392
Transfer agent and regulatory 139,990 58,386 186,607 107,608
Share-based compensation (note 8) 826,653 1,070,188 2,967,945 1,818,881
Loss before other income (expenses) (6,423,309 ) (3,583,992 ) (15,403,519 ) (6,660,962 )
Interest income 25,480 13,904 42,304 33,692
Gain (loss) on foreign exchange (163,114 ) (54,430 ) (109,576 ) 46,707
Other income - - - 7,398
Net loss and comprehensive loss for the period $ (6,560,943 ) $ (3,624,518 ) $ (15,470,791 ) $ (6,573,165 )
Basic and diluted net loss per share (note 10) $ (0.16 ) $ (0.13 ) $ (0.41 ) $ (0.24 )
Weighted average number of common shares outstanding 40,057,578 27,856,029 37,346,482 26,866,895
The accompanying notes to the unaudited condensed interim financial statements are an integral part of these financial statements.
Cardiol Therapeutics Inc.
Condensed Interim Statements of Cash Flows
(Expressed in Canadian Dollars)
Six Months Ended June 30, 2021 Six Months Ended June 30, 2021
Operating activities
Net loss and other comprehensive loss for the period $ (15,470,791 ) $ (6,573,165 )
Adjustments for:
Depreciation of property and equipment 67,019 71,580
Amortization of intangible assets 42,222 42,222
Share-based compensation 2,967,945 1,818,881
Accretion on lease liability 6,850 8,478
Shares for services 1,092,257 20,742
Research and development expenses to be settled through warrant exercise - 32,032
Changes in non-cash working capital items:
Accounts receivable (107,731 ) 3,730
Other receivables (356,530 ) 747,966
Prepaid expenses (1,825,400 ) (477,521 )
Inventory 17,968 191,819
Accounts payable and accrued liabilities 408,541 499,367
Net cash used in operating activities (13,157,650 ) (3,613,869 )
Investing activities
Purchase of property and equipment - (20,102 )
Net cash used in investing activities - (20,102 )
Financing activities
Issuance of units 22,003,200 17,250,000
Share issuance costs (1,378,225 ) (1,113,684 )
Issuance of warrants, net of issuance costs 8,147 -
Proceeds from stock options exercised 2,708,249 -
Proceeds from warrants exercised 8,536,288 -
Payment of lease liability (25,958 ) (24,516 )
Net cash provided by financing activities 31,851,701 16,111,800
Net change in cash and cash equivalents 18,694,051 12,477,829
Cash and cash equivalents, beginning of period 14,025,187 6,956,203
Cash and cash equivalents, end of period $ 32,719,238 $ 19,434,032
The accompanying notes to the unaudited condensed interim financial statements are an integral part of these financial statements.
Cardiol Therapeutics Inc.
Condensed Interim Statements of Changes in Equity (Deficiency)
(Expressed in Canadian Dollars)
Share capital Warrants Contributed surplus Deficit Total
Number Amount
Balance, December 31, 2019 25,877,686 $ 39,413,506 $ 1,731,250 $ 4,765,965 $ (31,238,684 ) $ 14,672,037
Issuance of units 6,900,000 13,446,249 3,803,751 - - 17,250,000
Share issuance costs - (1,263,357 ) 149,673 - - (1,113,684 )
Fair value of warrants expired - - (35,144 ) 35,144 - -
Share-based compensation - - - 1,818,881 - 1,818,881
Shares for services 6,914 20,742 - - - 20,742
Fair value of warrants earned - - 32,032 - - 32,032
Net loss and comprehensive loss for the period - - - - (6,573,165 ) (6,573,165 )
Balance, June 30, 2020 32,784,600 $ 51,617,140 $ 5,681,562 $ 6,619,990 $ (37,811,849 ) $ 26,106,843
Balance, December 31, 2020 32,860,291 $ 51,923,471 $ 4,460,728 $ 8,765,773 $ (51,879,619 ) $ 13,270,353
Issuance of units 6,112,000 18,211,000 3,792,200 - - 22,003,200
Issuance of warrants, net of issuance costs - - 8,147 - - 8,147
Share issuance costs - (1,140,691 ) (237,534 ) - - (1,378,225 )
Options exercised 956,666 2,708,249 - - - 2,708,249
Fair value of options exercised - 1,262,680 - (1,262,680 )
Warrants exercised 2,672,987 8,391,527 144,761 8,536,288
Fair value of warrants exercised - 3,078,096 (3,078,096 ) - - -
Shares for services 344,650 1,092,257 - - - 1,092,257
Share-based compensation - - 2,967,945 2,967,945
Net loss and comprehensive loss for the period - - - (15,470,791 ) (15,470,791 )
Balance, June 30, 2021 42,946,594 $ 85,526,589 $ 5,090,206 $ 10,471,038 $ (67,350,410 ) $ 33,737,423
The accompanying notes to the unaudited condensed interim financial statements are an integral part of these financial statements.
Cardiol Therapeutics Inc.
Notes to Condensed Interim Financial Statements
Three and Six Months Ended June 30, 2021
(Expressed in Canadian Dollars)
Nature of operations
Cardiol Therapeutics Inc. (the "Company") was incorporated under the laws of the Province of Ontario on January 19, 2017. The Company's registered and legal office is located at 2265 Upper Middle Rd. E., Suite 602, Oakville, Ontario, L6H 0G5, Canada.
The Corporation is a clinical-stage biotechnology company focused on the research and clinical development of anti- inflammatory therapies for the treatment of cardiovascular disease ("CVD"). The Corporation recently received approval from the U.S. Food and Drug Administration (the "FDA") for its Investigational New Drug ("IND") application to commence a Phase II/III, double-blind, placebo-controlled clinical trial investigating the efficacy and safety of its lead product, CardiolRx , in hospitalized COVID-19 patients with a prior history of, or risk factors for, CVD. CardiolRx is an ultra-pure, high concentration cannabidiol oral formulation that is pharmaceutically produced, manufactured under cGMP, and is THC free (<10 ppm).
Cardiol is planning a Phase II international trial of CardiolRx in acute myocarditis, a condition caused by inflammation in heart tissue, which remains the most common cause of sudden cardiac death in people less than 35 years of age and is developing a subcutaneous formulation of CardiolRx for the treatment of inflammation in the heart that is associated with the development and progression of heart failure.
On December 20, 2018, the Company completed its initial public offering (the "IPO") on the Toronto Stock Exchange (the "TSX"). As a result, the Company's common shares commenced trading on that date on the TSX under the symbol "CRDL", and on May 12, 2021, warrants commenced trading under the symbol "CRDL.WT.A". On May 30, 2019, the Company also began trading on the OTCQX Best Market ("OTCQX") under the symbol "CRTPF". On August 10, 2021, the Company's common shares commenced trading on the Nasdaq Capital Market ("Nasdaq") under the symbol "CRDL". Concurrent with the listing on the Nasdaq, the common shares ceased to be quoted on the OTCQX.
Significant accounting policies
Statement of compliance
The Company applies International Financial Reporting Standards ("IFRS") as issued by the International Accounting Standards Board ("IASB") and interpretations issued by the International Financial Reporting Interpretations Committee ("IFRIC"). These unaudited condensed interim financial statements have been prepared in accordance with International Accounting Standard 34, Interim Financial Reporting. Accordingly, they do not include all of the information required for full annual financial statements required by IFRS as issued by IASB and interpretations by IFRIC.
The policies applied in these unaudited condensed interim financial statements are based on IFRSs issued and outstanding as of August 10, 2021, the date the Board of Directors approved the statements. The same accounting policies and methods of computation are followed in these unaudited condensed interim financial statements as compared with the most recent annual financial statements as at and for the year ended December 31, 2020. Any subsequent changes to IFRS that are given effect in the Company's annual financial statements for the year ending December 31, 2021, could result in restatement of these unaudited condensed interim financial statements.
Cardiol Therapeutics Inc.
Notes to Condensed Interim Financial Statements
Three and Six Months Ended June 30, 2021
(Expressed in Canadian Dollars)
Cash and cash equivalents
Cash and cash equivalents include a cashable Guaranteed Investment Certificate totaling $61,506 earning interest of 0.1% per annum and maturing on December 4, 2021 (December 31, 2020 - cashable Guaranteed Investment Certificate totaling $61,506 earning interest of 0.1% per annum and maturing on December 4, 2021). The Guaranteed Investment Certificate may be redeemed prior to maturity without penalty.
Property and equipment
Cost Right-of- use asset Equipment Leasehold improvements Office equipment Computer equipment Total
Balance, December 31, 2019 $ 200,319 $ 116,578 $ 234,772 $ 52,917 $ 55,772 $ 660,358
Additions - 6,480 2,476 12,799 18,847 40,602
Balance, December 31, 2020 200,319 123,058 237,248 $ 65,716 $ 74,619 $ 700,960
Balance, June 30, 2021 $ 200,319 $ 123,058 $ 237,248 $ 65,716 $ 74,619 $ 700,960
Accumulated Depreciation Right-of- use asset Equipment Leasehold improvements Office equipment Computer equipment Total
Balance, December 31, 2019 $ 23,373 $ 23,996 $ 4,192 $ 3,816 $ 20,934 $ 76,311
Depreciation for the year 40,068 29,056 50,840 11,828 13,303 145,095
Balance, December 31, 2020 $ 63,441 $ 53,052 $ 55,032 $ 15,644 $ 34,237 $ 221,406
Depreciation for the period 20,034 10,501 25,420 5,007 6,057 67,019
Balance, June 30, 2021 $ 83,475 $ 63,553 $ 80,452 $ 20,651 $ 40,294 $ 288,425
Carrying value Right-of- use asset Equipment Leasehold improvements Office equipment Computer equipment Total
Balance, December 31, 2020 $ 136,878 $ 70,006 $ 182,216$ 50,072 $ 40,382 $ 479,554
Balance, June 30, 2021 $ 116,844 $ 59,505 $ 156,796$ 45,065 $ 34,325 $ 412,535
Cardiol Therapeutics Inc.
Notes to Condensed Interim Financial Statements
Three and Six Months Ended June 30, 2021
(Expressed in Canadian Dollars)
Carrying Value
Balance, December 31, 2019 $ 190,752
Repayments (50,472 )
Accretion 16,286
Balance, December 31, 2020 $ 156,566
Repayments (25,958 )
Accretion 6,850
Balance, June 30, 2021 $ 137,458
Current portion 52,203
Long-term portion $ 85,255
(i) When measuring the lease liability for the property lease that was classified as an operating lease, the Company discounted the lease payments using its incremental borrowing rate. The property lease expires on May 31, 2024 and the lease payments were discounted with a 9% interest rate.
Cost Exclusive global license agreement
Balance, December 31, 2019, December 31, 2020, and June 30, 2021 $ 767,228
Accumulated Amortization Exclusive global license agreement
Balance, December 31, 2019 $ 219,094
Amortization for the year 84,444
Balance, December 31, 2020 $ 303,538
Amortization for the period 42,222
Balance, June 30, 2021 $ 345,760
Carrying Value Exclusive global license agreement
Balance, December 31, 2020 $ 463,690
Balance, June 30, 2021 $ 421,468
Exclusive global agreement ("Meros License Agreement")
In 2017, the Company was granted by Meros Polymers Inc. ("Meros") the sole, exclusive, irrevocable license to patented nanotechnologies for use with any drugs to diagnose, or treat, cardiovascular disease, cardiopulmonary disease, and cardiac arrhythmias. Meros is focused on the advancement of nanotechnologies developed at the University of Alberta.
Cardiol Therapeutics Inc.
Notes to Condensed Interim Financial Statements
Three and Six Months Ended June 30, 2021
(Expressed in Canadian Dollars)
Intangible assets (continued)
Under the Meros License Agreement, Cardiol agreed to certain milestones and milestone payments, including the following: (i) payment of $100,000 upon enrolling the first patient in a Phase IIB clinical trial designed to investigate the safety and indications of efficacy of one of the licensed technologies; (ii) payment of $500,000 upon enrolling the first patient in a Pivotal Phase III clinical trial designed to investigate the safety and efficacy of one of the licensed technologies; (iii) $1,000,000 upon receiving regulatory approval from the FDA for any therapeutic and/or prophylactic treatment incorporating the licensed technologies. Cardiol also agreed to pay Meros the following royalties:
(a) 5% of worldwide proceeds of net sales of the licensed technologies containing cannabinoids, excluding non-royalty sub-license income in (b) below, that Cardiol receives from human and animal disease indications and derivatives as outlined in the Meros License Agreement;
(b) 7% of any non-royalty sub-license income that Cardiol receives from human and animal disease indications and derivatives for licensed technologies containing cannabinoids as outlined in the Meros License Agreement;
(c) 3.7% of worldwide proceeds of net sales that Cardiol receives from the licensed technology in relation to human and animal cardiovascular and/or cardiopulmonary disease, heart failure, and/or cardiac arrhythmia diagnosis and/or treatments using the drugs, excluding cannabinoids included in (a) above, outlined in the Meros License Agreement; and
(d) 5% of any non-royalty sub-license income that Cardiol receives in relation to any human and animal heart disease, heart failure and/or arrhythmias indications, excluding cannabinoids included in (b) above, as outlined in the Meros License Agreement.
In addition, as part of the consideration under the Meros License Agreement, Cardiol (i) issued to Meros 1,020,000 common shares; and (ii) issued to Meros 1,020,000 special warrants convertible automatically into common shares for no additional consideration upon the first patient being enrolled in a Phase 1 clinical trial using the licensed technologies as described in the Meros License Agreement.
a) Authorized share capital
The authorized share capital consisted of unlimited number of common shares. The common shares do not have a par value. All issued shares are fully paid.
Cardiol Therapeutics Inc.
Notes to Condensed Interim Financial Statements
Three and Six Months Ended June 30, 2021
(Expressed in Canadian Dollars)
Share capital (continued)
b) Common shares issued
Number of common shares Amount
Balance, December 31, 2019 25,877,686 $ 39,413,506
Issuance of units (ii) 6,900,000 17,250,000
Shares for services (i) 6,914 20,742
Share issuance costs (ii) - (1,263,357 )
Fair value of warrants (note 9) - (3,803,751 )
Balance, June 30, 2020 32,784,600 $ 51,617,140
Balance, December 31, 2020 32,860,291 $ 51,923,471
Shares for services (iii) 344,650 1,092,257
Issuance of units (iv) 6,112,000 22,003,200
Fair value of warrants (iv) - (3,792,200 )
Stock options exercised (note 8) 956,666 2,708,249
Fair value of stock options exercised (note 8) - 1,262,680
Warrants exercised (note 9) 2,672,987 8,391,527
Fair value of warrants exercised (note 9) - 3,078,096
Share issuance cost (iv) - (1,140,691 )
Balance, June 30, 2021 42,946,594 $ 85,526,589
(i) March 30, 2020, the Company issued 6,914 common shares, with a fair value of $20,742, in exchange for $28,140 of services rendered. The valuation was based on the fair value of the shares issued. As a result, the Company recorded other income of $7,398.
(ii) On June 4, 2020, the Company completed its short form prospectus offering by issuing 6,900,000 common share units at $2.50 per unit for gross proceeds of $17,250,000. Each unit consisted of one common share and one-half of one common share purchase warrant. Each whole warrant is exercisable into one common share at the price of $3.25 per share for a period of two years from closing, subject to accelerated expiry if, at any time, the volume weighted average trading price of the common shares is equal to or greater than $4.50 for any 10 consecutive trading day period.
The fair value of $3,803,751 was assigned to the 3,450,000 warrants issued as part of the units based on as estimated by using a fair value market technique incorporating the Black-Scholes option pricing model, using the following assumptions: a risk-free interest rate of 0.32%; an expected volatility factor of 85%; an expected dividend yield of 0%; and an expected life of 2 years.
The underwriters were paid cash fees of $735,000 and 294,000 compensation warrants. Each compensation warrant entitles the holder to acquire one additional common share unit of the Company at $2.50 for a period of 24 months from closing. The grant date fair value of $507,059 was assigned to the compensation warrants issued as estimated by using a fair value market technique incorporating the Black-Scholes option pricing model, using the following assumptions: a risk-free interest rate of 0.32%; an expected volatility factor of 85%; an expected dividend yield of 0%; and an expected life of 2 years.
Cardiol Therapeutics Inc.
Notes to Condensed Interim Financial Statements
Three and Six Months Ended June 30, 2021
(Expressed in Canadian Dollars)
Share capital (continued)
(iii) During the six months ended June 30, 2021, the Company issued the following shares for services: January 11, 2021, the Company issued 12,054 common shares with a fair value of $33,750; January 27, 2021, the Company issued 2,500 common shares with a fair value of $7,975; March 8, 2021, the Company issued 106,618 common shares with a fair value of $441,400; March 19, 2021, the Company issued 37,000 common shares with a fair value of $166,500; March 31, 2021, the Company issued 2,478 common shares with a fair value of $11,250; April 12, 2021, the Company issued 53,500 common shares with a fair value of $228,980 and 100,000 restricted common shares that contain service-based conditions and vest 1/4 on each of September 29, 2021, March 29, 2022, September 29, 2022 and March 29, 2023. The grant date fair value of these shares is equal to $428,000, of which $113,102 has been expensed; and May 19, 2021, the Company issued 30,500 common shares with a fair value of $89,300. The fair value of the shares were determined to be equal to the value of the services rendered.
(iv) On May 12, 2021, the Company completed its short form base shelf prospectus offering by issuing 6,112,000 common share units at $3.60 per unit for gross proceeds of $22,003,200, as well as an additional 433,400 warrants at $0.02 per warrant for $8,668. Each unit consisted of one common share and one-half of one common share purchase warrant. Each whole warrant is exercisable into one common share at the price of $4.60 per share for a period of three years from closing. The underwriters were paid cash fees of $1,025,590.
The fair value of $3,792,200 was assigned to the 3,056,000 warrants issued as part of the units based on as estimated by using a fair value market technique incorporating the Black-Scholes option pricing model, using the following assumptions: a risk-free interest rate of 0.53%; an expected volatility factor of 81%; an expected dividend yield of 0%; and an expected life of 3 years.
Share-based payments
The Company has adopted an Omnibus Equity Incentive Plan in accordance with the policies of the TSX, which permits the grant or issuance of options, Restricted Share Units ("RSUs"), Performance Share Units ("PSUs") and Deferred Share Units ("DSUs"), as well as other share-based payment arrangements. The maximum number of shares that may be issued upon the exercise or settlement of awards granted under the plan may not exceed 15% of the Company's issued and outstanding shares from time to time. The Board of Directors determines the price per common share and the number of common shares which may be allotted to directors, officers, employees, and consultants, and all other terms and conditions of the option, subject to the rules of the TSX.
Cardiol Therapeutics Inc.
Notes to Condensed Interim Financial Statements
Three and Six Months Ended June 30, 2021
(Expressed in Canadian Dollars)
Share-based payments (continued)
Last updated: Aug 17, 2021