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CARDIOL THERAPEUTICS INC. CONDENSED INTERIM CONSOLIDATED FINANCIAL STATEMENTS THREE AND SIX MONTHS ENDED JUNE 30, 2022 (EXPRESSED IN CANADIAN DOLLARS) (UNAUDITED) Cardiol Therapeutics Inc. Condensed Interim Consolidated

Key Takeaway: INTERIM CONSOLIDATED AND SIX MONTHS ENDED (EXPRESSED IN CANADIAN Cardiol Therapeutics Inc. Condensed Interim Consolidated Statements of Financial Position (Expressed in Canadian Dollars) As at June 30, 2022 As at December 31, 2021 ASSETS Current assets

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INTERIM CONSOLIDATED
AND SIX MONTHS ENDED
(EXPRESSED IN CANADIAN
Cardiol Therapeutics Inc.
Condensed Interim Consolidated Statements
of Financial Position
(Expressed in Canadian Dollars)
As at June 30, 2022 As at December 31, 2021
ASSETS
Current assets
Cash and cash equivalents (note 3) $ 70,453,893 $ 83,899,070
Accounts receivable 125,380 65,739
Other receivables 278,243 341,388
Prepaid expenses (note 14) 2,422,470 2,495,141
Prepaid inventory (note 12(iv)) 339,051 339,051
Total current assets 73,619,037 87,140,389
Non-current assets
Property and equipment (note 4) 308,907 356,493
Intangible assets (note 5) 337,024 379,246
Total assets $ 74,264,968 $ 87,876,128
EQUITY AND LIABILITIES
Current liabilities
Accounts payable and accrued liabilities (note 14) $ 7,649,866 $ 4,859,352
Current portion of lease liability (note 6) 48,210 44,708
Derivative liability (note 7) 3,667,005 6,661,122
Total current liabilities 11,365,081 11,565,182
Non-current liabilities
Lease liability (note 6) 48,194 72,871
Total liabilities 11,413,275 11,638,053
Equity
Share capital (note 8) 143,136,097 142,918,829
Warrants (note 10) 5,532,555 4,176,780
Contributed surplus (note 9) 13,144,486 12,660,329
Deficit (98,961,445 ) (83,517,863 )
Total equity 62,851,693 76,238,075
Total equity and liabilities $ 74,264,968 $ 87,876,128
The accompanying notes to
the unaudited condensed interim consolidated financial statements are an integral part of these consolidated financial statements.
Commitments (notes 5 and 12)
Subsequent event (note 16)
Approved on behalf of
Cardiol Therapeutics
Condensed Interim Consolidated
Statements of Loss and Comprehensive Loss
(Expressed in Canadian
Three Months Ended Three Months Ended Six Months Ended Six Months Ended
June 30, June 30, June 30, June 30,
2022 2021 2022 2021
Revenue
Sales $ - $ 78,760 $ - $ 78,760
Operating expenses (notes 9, 13, 14)
General and administration $ 4,825,039 $ 4,430,388 $ 10,765,990 $ 10,731,786
Research and development 4,407,182 2,071,681 8,254,709 4,750,493
Loss before other income (expenses) (9,232,221 ) (6,423,309 ) (19,020,699 ) (15,403,519 )
Interest income 191,336 25,480 263,647 42,304
Gain (loss) on foreign exchange 1,689,797 (163,114 ) 319,353 (109,576 )
Change in derivative liability (note 7) 861,600 - 2,994,117 -
Net loss and comprehensive loss for the period $ (6,489,488 ) $ (6,560,943 ) $ (15,443,582 ) $ (15,470,791 )
Basic and diluted net loss per share (note 11) $ (0.10 ) $ (0.16 ) $ (0.25 ) $ (0.41 )
Weighted average number of common shares outstanding 61,932,362 40,057,578 61,928,811 37,346,482
notes to the unaudited condensed interim consolidated financial statements are an integral part of these consolidated financial statements.
Cardiol Therapeutics Inc.
Condensed Interim Consolidated Statements
(Expressed in Canadian Dollars)
Six Months Six Months
Ended Ended
June 30, June 30,
2022 2021
Operating activities
Net loss and comprehensive loss for the period $ (15,443,582 ) $ (15,470,791 )
Adjustments for:
Depreciation of property and equipment 65,177 67,019
Amortization of intangible assets 42,222 42,222
Share-based compensation 484,157 2,967,945
Change in derivative liability (2,994,117 ) -
Accretion on lease liability 5,071 6,850
Shares for services 217,268 1,092,257
Research and development expenses to be settled through warrant exercise 1,355,775 -
Changes in non-cash working capital items:
Accounts receivable (59,641 ) (107,731 )
Other receivables 63,145 (356,530 )
Prepaid expenses 72,671 (1,825,400 )
Inventory - 17,968
Accounts payable and accrued liabilities 2,790,514 408,541
Net cash used in operating activities (13,401,340 ) (13,157,650 )
Investing activities
Purchase of property and equipment (17,591 ) -
Net cash used in investing activities (17,591 ) -
Financing activities
Issuance of units - 22,003,200
Share issuance costs - (1,378,225 )
Issuance of warrants, net of issuance costs - 8,147
Proceeds from stock options exercised - 2,708,249
Proceeds from warrants exercised - 8,536,288
Payment of lease liability (26,246 ) (25,958 )
Net cash provided by (used in) financing activities (26,246 ) 31,851,701
Net change in cash and cash equivalents (13,445,177 ) 18,694,051
Cash and cash equivalents, beginning of period 83,899,070 14,025,187
Cash and cash equivalents, end of period $ 70,453,893 $ 32,719,238
notes to the unaudited condensed interim consolidated financial statements are an integral part of these consolidated financial statements.
Interim Consolidated Statements of Changes in Equity
in Canadian Dollars)
Share capital Contributed
Number Amount Warrants surplus Deficit Total
Balance, December 31, 2020 32,860,291 $ 51,923,471 $ 4,460,728 $ 8,765,773 $ (51,879,619 ) $ 13,270,353
Issuance of units 6,112,000 18,211,000 3,792,200 - - 22,003,200
Issuance of warrants, net of issuance costs - - 8,147 - - 8,147
Share issuance costs - (1,140,691 ) (237,534 ) - - (1,378,225 )
Options exercised 956,666 2,708,249 - - - 2,708,249
Fair value of options exercised - 1,262,680 - (1,262,680 ) - -
Warrants exercised 2,672,987 8,391,527 144,761 - - 8,536,288
Fair value of warrants exercised - 3,078,096 (3,078,096 ) - - -
Shares for services 344,650 1,092,257 - - - 1,092,257
Share-based compensation - - - 2,967,945 - 2,967,945
Net loss and comprehensive loss for the period - - - - (15,470,791 ) (15,470,791 )
Balance, June 30, 2021 42,946,594 $ 85,526,589 $ 5,090,206 $ 10,471,038 $ (67,350,410 ) $ 33,737,423
Balance, December 31, 2021 61,922,999 $ 142,918,829 $ 4,176,780 $ 12,660,329 $ (83,517,863 ) $ 76,238,075
Shares for services 17,000 217,268 - - - 217,268
Share-based compensation - - - 484,157 - 484,157
Fair value of warrants earned - - 1,355,775 - - 1,355,775
Net loss and comprehensive loss for the period - - - - (15,443,582 ) (15,443,582 )
Balance, June 30, 2022 61,939,999 $ 143,136,097 $ 5,532,555 $ 13,144,486 $ (98,961,445 ) $ 62,851,693
The accompanying notes to the unaudited condensed interim
consolidated financial statements are an integral part of these consolidated financial statements.
Cardiol Therapeutics Inc.
Notes to Condensed Interim Consolidated Financial
Three and Six Months Ended June 30, 2022
(Expressed in Canadian Dollars)
Cardiol Therapeutics Inc.
(the "Corporation") was incorporated under the laws of the Province of Ontario on January 19, 2017. The Corporation's registered
and legal office is located at 2265 Upper Middle Rd. E., Suite 602, Oakville, Ontario, L6H 0G5, Canada.
The Corporation is a clinical-stage
life sciences company focused on the research and clinical development of anti- inflammatory and anti-fibrotic therapy for the treatment
of cardiovascular disease ("CVD"). The Corporation's lead product, CardiolRx, is a pharmaceutically produced oral cannabidiol
formulation that is being clinically developed for use in cardiovascular medicine. CardiolRx is currently being evaluated in a Phase
II/III multi-national, randomized, double-blind, placebo-controlled study (the "LANCER" trial). LANCER is designed
to evaluate the efficacy and safety of CardiolRx as a cardioprotective therapy to reduce major cardiovascular and respiratory events
in patients hospitalized with COVID-19 who have a prior history of, or risk factors for, CVD, and to investigate the influence CardiolRx
has on symptomatic status and key biomarkers associated with heart disease.
The Corporation has also
received an Investigational New Drug Application ("IND") authorization from the FDA to conduct a Phase II multi-national, randomized,
double-blind, placebo-controlled trial designed to evaluate the efficacy and safety of CardiolRx in acute myocarditis (the "ARCHER"
trial). This disease remains an important cause of acute and fulminant heart failure and is a leading cause of sudden cardiac death in
people less than 35 years of age.
The Corporation has also
received an IND authorization by the FDA to conduct a Phase II open-label pilot study designed to evaluate the tolerance and safety of
CardiolRx in patients with recurrent pericarditis.
In addition, the Corporation
is developing a subcutaneous formulation of CardiolRx for the treatment of inflammation and fibrosis in the heart that is associated
with the development and progression of heart failure. Heart failure affects 26 million people in the developed world and remains a leading
cause of death and hospitalization, with associated annual healthcare costs in the U.S. alone exceeding $30 billion.
On December 20, 2018, the
Corporation completed its initial public offering (the "IPO") on the Toronto Stock Exchange (the "TSX"). As a result,
the Corporation's common shares commenced trading on that date on the TSX under the symbol "CRDL", and on May 12, 2021, warrants
commenced trading under the symbol "CRDL.WT.A". On August 10, 2021, the Corporation's common shares commenced trading on the
Nasdaq Capital Market ("Nasdaq") under the symbol "CRDL".
Statement of compliance
The Corporation applies
International Financial Reporting Standards ("IFRS") as issued by the International Accounting Standards Board ("IASB")
and interpretations issued by the International Financial Reporting Interpretations Committee ("IFRIC"). These unaudited
condensed interim consolidated financial statements have been prepared in accordance with International Accounting Standard 34, Interim
Financial Reporting. Accordingly, they do not include all of the information required for full annual consolidated financial statements
required by IFRS as issued by IASB and interpretations by IFRIC.
The policies applied in
these unaudited condensed interim consolidated financial statements are based on IFRSs issued and outstanding as of August 10, 2022,
the date the Board of Directors approved the statements. The same accounting policies and methods of computation are followed in these
unaudited condensed interim consolidated financial statements as compared with the most recent annual consolidated financial statements
as at and for the year ended December 31, 2021, other than as noted below.
Cardiol Therapeutics Inc.
Notes to Condensed Interim Consolidated Financial
Three and Six Months Ended June 30, 2022
(Expressed in Canadian Dollars)
Significant accounting policies (continued)
of compliance (continued)
Any subsequent changes
to IFRS that are given effect in the Corporation's annual consolidated financial statements for the year ending December 31, 2022,
could result in restatement of these unaudited condensed interim consolidated financial statements.
Basis of consolidation
unaudited condensed interim consolidated financial statements consolidate the accounts of the Corporation and its wholly owned subsidiary,
Cardiol Therapeutics USA Inc. ("Cardiol USA"), incorporated under the laws of Delaware. Control exists when the Corporation
has the power, directly or indirectly, to govern the financial and operating policies of an entity so as to obtain benefits from its
activities. The subsidiary is fully consolidated from the date on which control is obtained by the Corporation and is de-consolidated
from the date control ceases. Intercompany transactions and balances are eliminated.
Cash and cash equivalents
include a cashable Guaranteed Investment Certificate totaling $61,568 earning interest of 0.5% per annum and maturing on December 4,
2022 (December 31, 2021 - cashable Guaranteed Investment Certificate totaling $61,568 earning interest of 0.5% per annum and maturing
on December 4, 2022). The Guaranteed Investment Certificate may be redeemed prior to maturity without penalty.
Cost Right-of- use asset Equipment Leasehold improvements Office equipment Computer equipment Total
Balance, December 31, 2020 $ 200,319 $ 123,058 $ 237,248 $ 65,716 $ 74,619 $ 700,960
Additions - 7,712 - - 5,204 12,916
Balance, December 31, 2021 200,319 130,770 237,248 $ 65,716 $ 79,823 $ 713,876
Additions - - - - 17,591 17,591
Balance, June 30, 2022 $ 200,319 $ 130,770 $ 237,248 $ 65,716 $ 97,414 $ 731,467
Accumulated Depreciation Right-of- use asset Equipment Leasehold improvements Office equipment Computer equipment Total
Balance, December 31, 2020 $ 63,441 $ 53,052 $ 55,032 $ 15,644 $ 34,237 $ 221,406
Depreciation for the year 40,068 22,159 50,840 10,015 12,895 135,977
Balance, December 31, 2021 $ 103,509 $ 75,211 $ 105,872 $ 25,659 $ 47,132 $ 357,383
Depreciation for the period 20,034 8,334 25,420 4,006 7,383 65,177
Balance, June 30, 2022 $ 123,543 $ 83,545 $ 131,292 $ 29,665 $ 54,515 $ 422,560
Carrying value Right-of- use asset Equipment Leasehold improvements Office equipment Computer equipment Total
Balance, December 31, 2021 $ 96,810 $ 55,559 $ 131,376 $ 40,057 $ 32,691 $ 356,493
Balance, June 30, 2022 $ 76,776 $ 47,225 $ 105,956 $ 36,051 $ 42,899 $ 308,907
Cardiol Therapeutics Inc.
Notes to Condensed Interim Consolidated Financial
Three and Six Months Ended June 30, 2022
(Expressed in Canadian Dollars)
Cost Exclusive global license agreement
Balance, December 31, 2020, December 31, 2021, and June 30, 2022 $ 767,228
Last updated: Aug 10, 2022